· Each policyholder on the MultiCar policy builds up their own no claims bonus. If one policyholder makes a claim and loses some or all of their no claims bonus, it doesn't affect the other policyholders. If a named driver makes a claim, it will affect the policyholder’s NCB. MultiCover includes home insurance with your existing MultiCar Insurance. It's a great way to Estimated Reading Time: 5 mins. Yes. Some insurers offer what’s called a named driver no-claims bonus. This means you get a discount if you're insured as a named driver on someone else's policy and haven't claimed. If you've built up a no-claims discount as a named driver and you now want your own cover, your existing insurer should consider your discount when transferring your policy over. If you can prove to your insurer you're a safe and responsible driver, they'll reward you with a discount on your premium. All drivers can take advantage of this benefit, provided they haven't made a claim and have been driving for over a year. A no claims discount is sometimes referred to as a no claim bonus.
Also called a named driver no claims bonus, it's the discount you can get if you're insured as a named driver on someone else's policy and haven't claimed. Save on your own cover. If you've built up a No Claims Discount (NCD) as a named driver on someone else's Sainsbury's Bank car insurance, and you now want your own cover, we'll transfer it over for you when you buy. Each policyholder on the MultiCar policy builds up their own no claims bonus. If one policyholder makes a claim and loses some or all of their no claims bonus, it doesn't affect the other policyholders. If a named driver makes a claim, it will affect the policyholder’s NCB. MultiCover includes home insurance with your existing MultiCar Insurance. It's a great way to reduce the time you spend on the phone to an insurance agent as well as the number of policies you need to keep track of. Named drivers can’t usually build up a no claims discount, although they can accumulate their own if they’re insured as the main driver on their own car. Some insurance providers may give a named driver a discount – provided they take out their own policy at a later date.
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